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February 14, 2006By: Curtis Arnold On December 4th, 2003, President Bush signed into law the Fair credit report score Cleveland and Accurate Credit Transactions Act of 2003 (FACT), a law that updates the Fair Credit Reporting Act. This law will allow all credit report score Cleveland consumers to obtain an annual free credit report from each of the three major credit reporting agencies (CRAs). Please Note! credit report score Cleveland You are not entitled to a free credit score under the new law (the law only entitles you to a free copy credit report score Cleveland of your credit report). However, ourcreditreport offer is a great way to obtain your credit score(s) for free. We strongly suggest that you obtain your credit score on a regular basis and that you know your credit score before you apply for any type of new credit (since interest rates on credit cards and other credit report score Cleveland loans vary based on your score).
Eligibility for an annual free credit report was determined by your state of residence based on the following rollout schedule set by federal law: More information and all three free credit reportscan be obtained by visiting AnnualCreditReport.com. true credit By Federal law, based on your rights as described in the Fair Credit Reporting Act (FCRA), you are entitled to credit report score Cleveland one free credit report per year directly credit report score Cleveland from a credit reporting agency if you certify credit report score Cleveland that you are unemployed and intend to apply for unemployment the next 60 days, credit report score Cleveland you are receiving public welfare assistance, or you believe there are inaccuracies in your report due to fraud. Also, if you credit report score Cleveland have been denied credit, employment, or insurance within the past 60 days based on information in a credit report, you are entitled to a free copy of your report from the credit bureau that supplied the credit report. Finally, residents of a few states are entitled to a free annual copy of their credit report (based on state credit report score Cleveland law). Residents of Colorado, Maryland, Massachusetts, New credit report score Cleveland Jersey, Maine and Vermont are entitled by state law to one free report from credit report score Cleveland a credit reporting agency per year. credit reports Please be very careful that you only order your free credit reports online from AnnualCreditReport.com, the official website established by the federal government. There are many phony websites that are attempting to confuse consumers.
Important Note! The information in this article is believed to be accurate as of the credit report score Cleveland date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article.
Please verify credit report score Cleveland all terms and conditions of any credit card prior to applying.
Important Note! credit report score Cleveland The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we credit report score Cleveland can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying. Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis credit report score Cleveland is the author of "How You Can credit report score Cleveland Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (credit report score Cleveland FT Press, 2008). He is also the co-author of the upcoming Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Pengiun Group USA, April 2009), a contribitor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively credit report score Cleveland featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009). about credit reports Earn credit report score Cleveland $200 Bonus Cash Back after you make $500 in purchases in your first 3 months. 5% Cash Back on up to credit report score Cleveland $1,500 spent in bonus categories each quarter. Earn rewards for everyday purchases with this credit card from Capital One. No limit on the miles you can earn and miles won't expire. No limit on the miles you can earn and miles won't expire. The Citi Platinum Select Credit Card offers a 0% introductory rate on purchases and balance transfers for 21 months.